Skip to main content

College of
Health Sciences

Cost of attendance: MD program

The cost of attendance (COA), also referred to as the “student budget,” is the estimated expenses a student will incur during the academic year for tuition and fees paid to Geisinger Commonwealth School of Medicine and for academic and living expenses related to enrollment.

Students should review the COA chart for each program and determine if the estimated expenses can be minimized in any way. If you need the full amounts listed for each expense item, then you will need financial assistance up to the total COA. However, living expenses are estimated and students may set an individual budget that is less than the total cost of attendance, thereby minimizing the amount needed to borrow. If needed, the financial aid office is available for budgeting assistance. See COA for more information on estimated living expenses according to your year of enrollment.

Budgets vary according to length of enrollment period and MD program year (example: MD1 period of enrollment is longer than MD2 period of enrollment and therefore has different living expense budgets).

Although a student’s non-tuition/fees costs vary considerably according to individual means, lifestyle choices and budgeting skills, federal aid regulations mandate that financial aid offices develop annual COA budgets that define and limit expenses eligible for financial aid funding. The COA budget provides for a modest but feasible student lifestyle in northeastern Pennsylvania.

The individual student budget components are described in the COA section of the Financial Aid Guidebook. Chapters 5 and 8 of the guidebook provide more detailed information on tuition and fees and COA. Living expenses listed are for independent graduate students not living with their parents. Living expenses will be less for students living with parents. 

Year 1

2023 – 2024 Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.

 First year (9.5 months) 39 weeks
 Class of 2027
 PA resident

Educational expenses
 Tuition: $60,286
 Student services fee: $870
 Technology fee: $1,740
 Books/medical equipment: $2,000
 Estimated health insurance: $5,000
 USMLE: $0
 Disability insurance: $50

Living expenses
 Rent/utilities: $9,845
 Food: $4,219
 Miscellaneous: $9,553
 Transportation: $2,919

Subtotal educational expenses: $69,946
Subtotal living expenses: $26,536

Total budget: $96,482

2023 – 2024 non-Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.

 First year (9.5 months) 39 weeks
 Class of 2027
 Non-resident

Educational expenses
 Tuition: $66,970
 Student services fee: $870
 Technology fee: $1,740
 Books/medical equipment: $2,000
 Estimated health insurance: $5,000
 USMLE: $0
 Estimated disability insurance: $50

Living expenses
Rent/utilities: $9,845
Food: $4,219
Miscellaneous: $9,553
Transportation: $2,919

Subtotal educational expenses: $76,630
Subtotal living expenses: $26,536

Total budget: $103,166

Year 2

2023 – 2024 Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024, and are subject to change.

 Second year (10 months)
 Class of 2026
 PA resident

Educational expenses
 Tuition: $60,286
 Student services fee: $870
 Technology fee: $1,080
 Books/medical equipment: $300
 Estimated health insurance: $5,000
 USMLE: $985
 Estimated disability insurance: $50

Living expenses
 Rent/utilities: $10,363
 Food: $4,441
 Miscellaneous: $10,056
 Transportation: $3,073

Subtotal educational expenses: $68,571
Subtotal living expenses: $27,933

Total budget: $96,504

2023 – 2024 non-Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024 and are subject to change.

 Second year (10 months)
 Class of 2026
 Non-resident

Educational expenses
 Tuition: $66,970
 Student services fee: $870
 Technology fee: $1,080
 Books/medical equipment: $300
 Estimated health insurance: $5,000
 USMLE: $985
 Estimated disability insurance: $50

Living expenses
 Rent/utilities: $10,363
 Food: $4,441
 Miscellaneous: $10,056
 Transportation: $3,073

Subtotal educational expenses: $75,255
Subtotal living expenses: $27,993

Total budget: $103,188

Year 3

2023 – 2024 Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024, and are subject to change.

 Third year (11 months)
 Class of 2025
 PA resident

Educational expenses
 Tuition: $60,286
 Student services fee: $870
 Technology fee: $1,080
 Books/medical equipment: $1,470
 Estimated health insurance: $5,000
 USMLE: $985
 Estimated disability insurance: $50

Living expenses
 Rent/utilities: $12,540
 Food: $5,374
 Miscellaneous: $12,168
 Transportation: $3,718

Subtotal educational expenses: $69,741
Subtotal living expenses: $33,800

Total budget: $103,541

2023 – 2024 non-Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024, and are subject to change.

 Third year (11 months)
 Class of 2025
 Non-resident

Educational expenses
 Tuition: $66,970
 Student services fee: $870
 Technology fee: $1,080
 Books/medical equipment: $1,470
 Estimated health insurance: $5,000
 USMLE: $985
 Estimated disability insurance: $50

Living expenses
 Rent/utilities: $12,540
 Food: $5,374
 Miscellaneous: $12,168
 Transportation: $3,718

Subtotal educational expenses: $76,425
Subtotal living expenses: $33,800

Total budget: $110,225

Research Elective

2023 – 2024

Direct cost: Tuition and fees (educational expenses)

Direct billable costs are those costs for which you will receive in an invoice from Geisinger Commonwealth School of Medicine (GCSOM). Tuition and fees are always direct billable costs.

Tuition for a research elective is charged on a per credit basis for the 2023 – 2024 academic year. The cost per credit is $265. Below are the other required program educational fees:

  • Student technology fee: $540 ($270 per semester)
  • Estimated health insurance fee: $5,000 ($2,500 per semester)
  • Disability fee: $50

Indirect cost: Living expenses (non-educational expenses)

Indirect costs are costs you can incur while attending GCSOM, but not paid to GCSOM. Examples of indirect costs include books and supplies, transportation, personal expenses and off-campus living expenses.

Indirect costs are prorated according to the length of the student’s program and are listed below, per semester:

  • Rent/utilities: $10,363
  • Food: $4,441
  • Miscellaneous: $10,056
  • Transportation: $3,073

If you do not need to borrow one or more of the indirect living expense resources listed above, you can reduce your student loan on Empower Web when accepting your financial aid award package. 

 

Year 4

2023 – 2024 Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.

 Fourth year (10 months)
 Class of 2024
 PA resident

Educational expenses
 Tuition: $60,286
 Student services fee: $870
 Technology fee: $1,080
 Graduation fee: $225
 Books/medical equipment: $700
 Estimated health insurance: $5,000
 USMLE: $0
 Estimated disability insurance: $50

Living expenses
 Rent/utilities: $10,363
 Food: $4,441
 Miscellaneous: $10,056
 Transportation: $3,073

Subtotal educational expenses: $68,211
Subtotal living expenses: $27,933

Total budget: $96,144

2023 – 2024 non-Pennsylvania resident cost of attendance*

* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.

 Fourth year (10 months)
 Class of 2024
 Non-resident

Educational expenses
 Tuition: $66,970
 Student Service Fee: $870
 Technology fee: $1,080
 Graduation fee: $225
 Books/medical equipment: $700
 Estimated health insurance: $5,000
 USMLE: $0
 Estimated disability insurance: $50

Living expenses
 Rent/utilities: $10,363
 Food: $4,441
 Miscellaneous: $10,056
 Transportation: $3,073

Subtotal educational expenses: $74,895
Subtotal living expenses: $27,993

Total budget: $102,828

Content from General Links with modal content