Cost of attendance: MD program
Students should review the COA chart for each program and determine if the estimated expenses can be minimized in any way. If you need the full amounts listed for each expense item, then you will need financial assistance up to the total COA. However, living expenses are estimated and students may set an individual budget that is less than the total cost of attendance, thereby minimizing the amount needed to borrow. If needed, the financial aid office is available for budgeting assistance. See COA for more information on estimated living expenses according to your year of enrollment.
Budgets vary according to length of enrollment period and MD program year (example: MD1 period of enrollment is longer than MD2 period of enrollment and therefore has different living expense budgets).
Although a student’s non-tuition/fees costs vary considerably according to individual means, lifestyle choices and budgeting skills, federal aid regulations mandate that financial aid offices develop annual COA budgets that define and limit expenses eligible for financial aid funding. The COA budget provides for a modest but feasible student lifestyle in northeastern Pennsylvania.
The individual student budget components are described in the COA section of the Financial Aid Guidebook. Chapters 5 and 8 of the guidebook provide more detailed information on tuition and fees and COA. Living expenses listed are for independent graduate students not living with their parents. Living expenses will be less for students living with parents.
2023 – 2024 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.
First year (9.5 months) 39 weeks
Class of 2027
PA resident
Educational expenses
Tuition: $60,286
Student services fee: $870
Technology fee: $1,740
Books/medical equipment: $2,000
Estimated health insurance: $5,000
USMLE: $0
Disability insurance: $50
Living expenses
Rent/utilities: $9,845
Food: $4,219
Miscellaneous: $9,553
Transportation: $2,919
Subtotal educational expenses: $69,946
Subtotal living expenses: $26,536
Total budget: $96,482
2023 – 2024 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.
First year (9.5 months) 39 weeks
Class of 2027
Non-resident
Educational expenses
Tuition: $66,970
Student services fee: $870
Technology fee: $1,740
Books/medical equipment: $2,000
Estimated health insurance: $5,000
USMLE: $0
Estimated disability insurance: $50
Living expenses
Rent/utilities: $9,845
Food: $4,219
Miscellaneous: $9,553
Transportation: $2,919
Subtotal educational expenses: $76,630
Subtotal living expenses: $26,536
Total budget: $103,166
2022 – 2023 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.First year (9.5 months) 39 weeks
Class of 2026
PA resident
Educational expenses
Tuition: $59,100
Student services fee: $656
Technology fee: $1,706
Books/medical equipment: $2,000
Estimated health insurance: $5,000
USMLE: $0
Disability insurance: $50
Living expenses
Rent/utilities: $8,976
Food: $3,847
Miscellaneous: $8,710
Transportation: $2,660
Subtotal educational expenses: $68,512
Subtotal living expenses: $24,193
Total budget: $92,705
2022 – 2023 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.
First year (9.5 months) 39 weeks
Class of 2026
Non-resident
Educational expenses
Tuition: $65,656
Fees: $656
Technology fee: $1,706
Books/medical equipment: $2,000
Estimated health insurance: $5,000
USMLE: $0
Estimated disability insurance: $50
Living expenses
Rent/utilities: $8,976
Food: $3,847
Miscellaneous: $8,710
Transportation: $2,660
Subtotal educational expenses: $75,068
Subtotal living expenses: $24,193
Total budget: $99,261
2023 – 2024 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024, and are subject to change.
Second year (10 months)
Class of 2026
PA resident
Educational expenses
Tuition: $60,286
Student services fee: $870
Technology fee: $1,080
Books/medical equipment: $300
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $10,363
Food: $4,441
Miscellaneous: $10,056
Transportation: $3,073
Subtotal educational expenses: $68,571
Subtotal living expenses: $27,933
Total budget: $96,504
2023 – 2024 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024 and are subject to change.
Second year (10 months)
Class of 2026
Non-resident
Educational expenses
Tuition: $66,970
Student services fee: $870
Technology fee: $1,080
Books/medical equipment: $300
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $10,363
Food: $4,441
Miscellaneous: $10,056
Transportation: $3,073
Subtotal educational expenses: $75,255
Subtotal living expenses: $27,993
Total budget: $103,188
2022 – 2023 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.Second year (10 months)
Class of 2025
PA resident
Educational expenses
Tuition: $59,100
Student services fee: $656
Technology fee: $1,056
Books/medical equipment: $300
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $9,448
Food: $4,049
Miscellaneous: $9,168
Transportation: $2,801
Subtotal educational expenses: $67,147
Subtotal living expenses: $25,466
Total budget: $92,613
2022 – 2023 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2023 and are subject to change.
Second year (9 months)
Class of 2025
Non-resident
Educational expenses
Tuition: $65,656
Fees: $656
Technology fee: $1,056
Books/medical equipment: $300
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $9,448
Food: $4,049
Miscellaneous: $9,168
Transportation: $2,801
Subtotal educational expenses: $73,703
Subtotal living expenses: $25,466
Total budget: $99,169
2023 – 2024 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024, and are subject to change.
Third year (11 months)
Class of 2025
PA resident
Educational expenses
Tuition: $60,286
Student services fee: $870
Technology fee: $1,080
Books/medical equipment: $1,470
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $12,540
Food: $5,374
Miscellaneous: $12,168
Transportation: $3,718
Subtotal educational expenses: $69,741
Subtotal living expenses: $33,800
Total budget: $103,541
2023 – 2024 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2024, and are subject to change.
Third year (11 months)
Class of 2025
Non-resident
Educational expenses
Tuition: $66,970
Student services fee: $870
Technology fee: $1,080
Books/medical equipment: $1,470
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $12,540
Food: $5,374
Miscellaneous: $12,168
Transportation: $3,718
Subtotal educational expenses: $76,425
Subtotal living expenses: $33,800
Total budget: $110,225
2022 – 2023 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.Third year (11 months)
Class of 2024
PA resident
Educational expenses
Tuition: $59,100
Student services fee: $656
Technology fee: $1,056
Books/medical equipment: $1,470
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $10,393
Food: $4,454
Miscellaneous: $10,085
Transportation: $3,081
Subtotal educational expenses: $68,317
Subtotal living expenses: $28,013
Total budget: $96,330
2022 – 2023 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.
Third year (11 months)
Class of 2024
Non-resident
Educational expenses
Tuition: $65,656
Fees: $656
Technology fee: $1,056
Books/medical equipment: $1,470
Estimated health insurance: $5,000
USMLE: $985
Estimated disability insurance: $50
Living expenses
Rent/utilities: $10,393
Food: $4,454
Miscellaneous: $10,085
Transportation: $3,081
Subtotal educational expenses: $74,873
Subtotal living expenses: $28,013
Total budget: $102,886
2023 – 2024
Direct cost: Tuition and fees (educational expenses)
Direct billable costs are those costs for which you will receive in an invoice from Geisinger Commonwealth School of Medicine (GCSOM). Tuition and fees are always direct billable costs.
Tuition for a research elective is charged on a per credit basis for the 2023 – 2024 academic year. The cost per credit is $265. Below are the other required program educational fees:
- Student technology fee: $540 ($270 per semester)
- Estimated health insurance fee: $5,000 ($2,500 per semester)
- Disability fee: $50
Indirect cost: Living expenses (non-educational expenses)
Indirect costs are costs you can incur while attending GCSOM, but not paid to GCSOM. Examples of indirect costs include books and supplies, transportation, personal expenses and off-campus living expenses.
Indirect costs are prorated according to the length of the student’s program and are listed below, per semester:
- Rent/utilities: $10,363
- Food: $4,441
- Miscellaneous: $10,056
- Transportation: $3,073
If you do not need to borrow one or more of the indirect living expense resources listed above, you can reduce your student loan on Empower Web when accepting your financial aid award package.
2022 – 2023
Direct cost: Tuition and fees (educational expenses)
Direct billable costs are those costs for which you will receive in an invoice from Geisinger Commonwealth School of Medicine (GCSOM). Tuition and fees are always direct billable costs.
Tuition for a research elective is charged on a per credit basis for the 2022 – 2023 academic year. The cost per credit is $260. Below are the other required program educational fees:
- Student technology fee: $528 ($264 per semester)
- Estimated health insurance fee: $5,000 ($2,500 per semester)
- Disability fee: $50
Indirect cost: Living expenses (non-educational expenses)
Indirect costs are costs you can incur while attending GCSOM, but not paid to GCSOM. Examples of indirect costs include books and supplies, transportation, personal expenses and off-campus living expenses.
Indirect costs are prorated according to the length of the student’s program and are listed below:
- Rent/utilities: $9,448
- Food: $4,049
- Miscellaneous: $9,168
- Transportation: $2,801
If you do not need to borrow one or more of the indirect living expense resources listed above, you can reduce your student loan on Empower Web when accepting your financial aid award package.
2023 – 2024 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.
Fourth year (10 months)
Class of 2024
PA resident
Educational expenses
Tuition: $60,286
Student services fee: $870
Technology fee: $1,080
Graduation fee: $225
Books/medical equipment: $700
Estimated health insurance: $5,000
USMLE: $0
Estimated disability insurance: $50
Living expenses
Rent/utilities: $10,363
Food: $4,441
Miscellaneous: $10,056
Transportation: $3,073
Subtotal educational expenses: $68,211
Subtotal living expenses: $27,933
Total budget: $96,144
2023 – 2024 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2023 – 2024 academic year until June 30, 2023, and are subject to change.
Fourth year (10 months)
Class of 2024
Non-resident
Educational expenses
Tuition: $66,970
Student Service Fee: $870
Technology fee: $1,080
Graduation fee: $225
Books/medical equipment: $700
Estimated health insurance: $5,000
USMLE: $0
Estimated disability insurance: $50
Living expenses
Rent/utilities: $10,363
Food: $4,441
Miscellaneous: $10,056
Transportation: $3,073
Subtotal educational expenses: $74,895
Subtotal living expenses: $27,993
Total budget: $102,828
2022 – 2023 Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.
Fourth year (10 months)
Class of 2023
PA resident
Educational expenses
Tuition: $59,100
Student services fee: $656
Technology fee: $1,056
Graduation free: $220
Books/medical equipment: $700
Estimated health insurance: $5,000
USMLE: $0
Estimated disability insurance: $50
Living expenses
Rent/utilities: $9,448
Food: $4,049
Miscellaneous: $9,168
Transportation: $2,801
Subtotal educational expenses: $66,782
Subtotal living expenses: $25,466
Total budget: $92,248
2022 – 2023 non-Pennsylvania resident cost of attendance*
* These amounts are pending for the 2022 – 2023 academic year until June 2022 and are subject to change.
Fourth year (10 months)
Class of 2023
Non-resident
Educational expenses
Tuition: $65,656
Fees: $656
Technology fee: $1,056
Graduation fee: $220
Books/medical equipment: $700
Estimated health insurance: $5,000
USMLE: $0
Estimated disability insurance: $50
Living expenses
Rent/utilities: $9,448
Food: $4,049
Miscellaneous: $9,168
Transportation: $2,801
Subtotal educational expenses: $73,338
Subtotal living expenses: $25,466
Total budget: $98,804